Fuel your revenue growth with enhanced F&I solutions

Fortegra, your trusted partner, offers customizable products to meet diverse customer needs and drive your sales goals. Our seamless integration — from product development to claims support — ensures long-term business success.

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Connect with our team to learn more about our auto F&I solutions

Drive loyalty, efficiency, and profitability

Fortegra’s auto F&I programs go beyond vehicle protection, delivering value throughout the ownership journey with customizable products, flexible risk structures, and operational support to boost customer experience and dealership performance.

Customized programs

Tailored protection, from mechanical breakdowns to cosmetic damage, meets customer expectations.

Flexible finance structures

Risk-sharing and participation models align with your business goals.

Operational support

Streamlined claims, administrative efficiency, and compliance expertise keep operations smooth.

Where performance meets partnership

As your partner, we leverage varied risk structures and dedicated support to propel growth.

Key offerings

Vehicle service contracts: Extend coverage for mechanical repairs, ensuring peace of mind post-warranty.
Guaranteed asset protection (GAP): Provides protection if your vehicle is totaled in an accident or stolen, helping cover the difference between your insurance settlement and the amount still owed on your loan or lease.
Complementary products: Boost offerings with tire protection, key protection, roadside assistance, appearance protection, and vehicle theft protection.

Flexible risk-sharing options

First dollar & failure to perform
Flat fee and percentage fee
100% reinsured controlled foreign company (CFC) or non-controlled foreign company (NCFC)
Admin/obligor structure (A/O) and dealer owned warranty company (DOWC)

Nationwide support network

Authorized service providers assist customers anywhere.

Disciplined and transparent underwriting

Aligns risk selection with program goals for profitability.

Custom claims administration

Seamless, brand-aligned service builds trust.

Innovative product development

Advanced technology and data-driven solutions target your niche, customer base.

Operational excellence

Smooth implementation, responsive ongoing support.

Market agility

Tailored solutions adapt to market shifts, consumer needs.

Dedicated reinsurance team

Our specialists work to unlock profit participation opportunities that transform coverage into competitive advantage.