Peace of mind with credit protection
Fortegra’s credit protection products are designed to help lenders mitigate risk while enabling borrowers to meet financial obligations, in the event of unexpected, covered events. Our coverage aims to safeguard lenders’ assets and portfolios and reducing default risks. Seamlessly integrated into lending frameworks, our solutions can provide consumers with peace of mind. With robust financial strength and decades of experience, we strive for efficient claims processing and act as a dedicated partner in supporting your financial security.
Reduce risk for both lenders and borrowers
We offer credit protection programs that aim to strengthen customer relationships.
Efficient digital portal
Easy access to forms and filing to streamline service and securely submit remittances.
Training support
Blended online and in-person training offers convenience.
Experienced team
Experts in underwriting, claims, and regulatory affairs.
Choose a partner committed to your success
Our credit channel partners — consumer finance lenders, retailers, banks, credit unions, auto dealers, and managing general agents — benefit from the Fortegra Advantage.
Key offerings
- Credit life insurance: Protecting partial or full loan repayment in the event of the borrower's death.
- Credit disability insurance: Covering monthly loan payments for a limited period if a borrower becomes disabled.
- Involuntary unemployment insurance: Covering a specific number of monthly loan payments if a borrower loses their job unexpectedly.
- Credit property insurance: Protecting the lender's interest in collateral if damaged or lost.
- Automobile damage insurance: Safeguarding loans secured by pledged vehicles against physical damage or loss.
Proven expertise
For over 45 years, we've combined strategic insight with practical know-how to help partners navigate a changing insurance landscape.
Disciplined underwriting
We help programs stay on track by providing ongoing feedback, in addition to regularly scheduled account reviews, and focus on reducing risk while maintaining disciplined underwriting.
Strength & stability
A 45+ year track record and a strong A.M. Best A- (Excellent) rating.
Government affairs support
A dedicated presence in Washington D.C. championing industry issues.
Operational services
- Custom claims administration: Efficient, brand-aligned service that builds loyalty.
- Comprehensive product suite: We offer a reliable portfolio of products, and we carefully track industry regulations and environmental changes to stay ahead of shifts.
- Operational excellence: Smooth implementation and responsive day-to-day support.
- Efficient digital portal: We utilize modern technology to streamline processes and claims handling, all while staying compliant.
- Training Support: Our learning and development team provides convenient access to training tools to help your team confidently offer credit protection products.
Get in touch
For all program and partner inquiries, please contact us through the form and a Fortegra team member will get in touch with you as soon as possible.
Need claim support?
Visit our claim center to file, check the status of, or inquire about your claim.
Visit our claims center